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Kenneth Vercammen & Associates
A Law Office with Experienced Attorneys for Your New Jersey Legal Needs

2053 Woodbridge Ave.
Edison NJ 08817

Personal Injury and Criminal
on Weekends 732-261-4005

Princeton Area
68 South Main St.
Cranbury, NJ 08512
By Appointment Only
Toll Free 800-655-2977

Defensive Driving Course

Under present New Jersey law, completion of a certified course of instruction in defensive driving results in a two point reduction in the drivers MVS abstract and can significantly reduce the amount he or she pays for their private passenger automobile insurance coverage. See N.J.S.A. 17:33B-45.

New Jersey drivers attending a one-day defensive driving class

Receive a two (2) point reduction on their MVS abstract. In addition, under Department of Insurance Bulletin No. 96-07, anyone who presents a Course Completion Certificate to their auto insurance carrier upon renewal of their policy is eligible for a minimum five percent (5%) premium discount on the base rate for bodily injury, property damage, personal injury protection and collision coverage for the vehicle principally operated by the person who has successfully completed the course.

The insurance discount lasts for three (3) years provided the person has not accumulated four or more additional points after completion of the course and has not had his/her license suspended for any reason.

Both the American Automobile Association and C3I Technologies are an authorized Defensive Driving Instructor, sanctioned by the National Safety Council, offering a one day course which is certified by New Jersey Motor Vehicle Services, pursuant to N.J.S.A. 17:33b-45 and N.J.A.C. 13:21-24.

This class enables you to save on your insurance and take two points off your driving record.

  • Drivers with two or more points on their MVS abstract will be eligible for the point reduction.

  • Points are deducted within 30 days of completion of the course.

  • Even if there are no points on your license, you can take the course to get a discount on your automobile insurance.

Point and Discount Information

Drivers may apply for the DMV point Reduction once every five (5) years. Insurance discounts are available for three (3) years. Drivers may not reduce their DMV point total below zero.

This course is separate from the NJDMV course for violators who have accumulated 12 or more points.

Drivers may take BOTH courses, resulting in a total point reduction of four (4) points.

A company that provides a defensive driving class is "Angels Behind the Wheel." Check your local yellow pages or call AAA for class information. The Law Office does not sponsor classes so do not call the law office. Warning: if you take the defensive driving class and receive a reduction in points, you may be put on probation. If you receive a moving violation while on probation, the DMV will move to suspend your drivers license


Kenneth Vercammen was the Middlesex County Bar Municipal Court Attorney of the Year

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Kenneth Vercammen was the Middlesex County Bar Municipal Court Attorney of the Year

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Kenneth Vercammens Law office represents individuals charged with criminal, drug offenses, and serious traffic violations throughout New Jersey. Our office helps people with traffic/ municipal court tickets including drivers charged with Driving While Intoxicated, Refusal and Driving While Suspended.

Kenneth Vercammen was the NJ State Bar Municipal Court Attorney of the Year and past president of the Middlesex County Municipal Prosecutors Association.

Criminal and Motor vehicle violations can cost you. You will have to pay fines in court or receive points on your drivers license. An accumulation of too many points, or certain moving violations may require you to pay expensive surcharges to the N.J. DMV [Division of Motor Vehicles] or have your license suspended. Dont give up! The Law Office of Kenneth Vercammen can provide experienced attorney representation for criminal motor vehicle violations.

When your job or drivers license is in jeopardy or you are facing thousands of dollars in fines, DMV surcharges and car insurance increases, you need excellent legal representation. The least expensive attorney is not always the answer. Schedule an appointment if you need experienced legal representation in a traffic/municipal court matter.

Our website provides information on traffic offenses we can be retained to represent people. Our website also provides details on jail terms for traffic violations and car insurance eligibility points. Car insurance companies increase rates or drop customers based on moving violations.

Contact the Law Office of
Kenneth Vercammen & Associates, P.C.
at 732-572-0500
for an appointment.

The Law Office cannot provide legal advice or answer legal questions over the phone or by email. Please call the Law office and schedule a confidential "in office" consultation. The Law Office now accepts payment by American Express, Visa and Master Card.

Ken Vercammen articles.

Ken Vercammens Resume
Directions to Ken Vercammen and Associates

Disclaimer This web site is purely a public resource of general New Jersey information (intended, but not promised or guaranteed to be correct, complete, or up-to-date). It is not intended be a source of legal advice, do not rely on information at this site or others in place of the advice of competent counsel. The Law Office of Kenneth Vercammen complies with the New Jersey Rules of Professional Conduct. This web site is not sponsored or associated with any particular linked entity unless specifically stated. The existence of any particular link is simply intended to imply potential interest to the reader, inclusion of a link should not be construed as an endorsement.

Copyright 2019. Kenneth Vercammen & Associates, P.C.